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Coverage Centered Around You

 

Your state's required minimums may not be enough to best protect you, your family and your car. That's why you can adjust your limits and deductibles- the basic building blocks of any policy-to fit your needs.

 

Find an agent to learn more about the following coverage types:

• Collision: Covers expenses related to the damage or destruction of your vehicle that's been in an accident.

• Comprehensive: Covers expenses related to the damage or destruction of your vehicle in situations like thefts or storms.

• Liability: When an accident is your fault, bodily injury liability covers expenses related to the injury or death of another driver or a pedestrian, and property damage liability covers expenses related to the damage of another person's property-like vehicles, homes, buildings and other structures.

• Medical payments: If you and/or your passengers are hurt in an accident, this can help cover your medical or funeral expenses.

• Personal injury protection: If you and/or your passengers are hurt in an accident, this can help cover medical expenses plus related expenses like income continuation.

• Uninsured & underinsured motorist: Covers medical expenses and/or repair bills if you're in an accident, the other driver is at fault and doesn't have any (or doesn't have enough) insurance.

• Personal umbrella policy: Offers protection against liability claims or judgments, kicking in when your auto insurance liability limits have already been reached.

• Rental reimbursement: Helps cover the cost of renting a car if your vehicle is in the shop because of an accident covered under your policy.

• Sound system: Covers the cost of replacing stolen or damaged audio and/or video equipment.

• Towing & labor: Covers the cost of common roadside services like tire changes and jump-starts